Dave Ramsey, a popular financial guru, teaches people to become financially debt free while they take control of their personal finances. While in his 20’s Dave reached that elusive million dollars in net worth, but at the same time had accumulated tons of debt from his real estate ventures, which ultimately lead to his downfall resulting in bankruptcy.
After losing it all, he began to learn study money and how to take control of it instead of letting it control him. This experiences led him to take control of his life and rebuild his personal empire achieving even more than before as a multi-million dollar financial adviser who’s helping millions of people get out of debt and take control of their personal financial lives.
Here are 35 Dave Ramsey quotes which will help you learn how to be debt free while learning to manage your money:
- Life will not make allowance for you, but it will pay you what you earn. – Dave Ramsey
- If you’re able to pay your bills, you pay your bills. It’s as simple as that. – Dave Ramsey
- There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there. – Dave Ramsey
- You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy. – Dave Ramsey
- As parents, we teach our kids about things we feel competent in. That’s why so many parents don’t teach their kids about money. – Dave Ramsey
- You need some quick wins in order to stay pumped enough to get out of debt completely. – Dave Ramsey
- You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke. – Dave Ramsey
- There are no shortcuts when it comes to getting out of debt. – Dave Ramsey
- You’ve got to tell your money what to do or it will leave. – Dave Ramsey
- Most of the things we buy are wants. And we call them needs, but they’re wants. –Dave Ramsey
- You must gain control over your money or the lack of it will forever control you. – Dave Ramsey
- We buy things we don’t need with money we don’t have to impress people we don’t like. – Dave Ramsey
- Measure your wealth not by the things you have, but by the things for which you would not take money. – Dave Ramsey
- You can’t be in debt and win. It doesn’t work. – Dave Ramsey
- Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life. – Dave Ramsey
- I believe that through knowledge and discipline, financial peace is possible for all of us. – Dave Ramsey
- The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge. – Dave Ramsey
- This is a great time for the ‘guerilla marketer.’ The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone. – Dave Ramsey
- The enemy of “the best” is not “the worst. The enemy of “the best” is “just fine.” – Dave Ramsey
- You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities. Dave Ramsey
- There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It’s not going to work. – Dave Ramsey
- If you will live like no one else, later you can live like no one else. – Dave Ramsey
- When people get scared, they quit giving. – Dave Ramsey
- While I encourage people to save 100% down for a home, a mortgage is the one debt that I don’t frown upon. – Dave Ramsey
- My children were taught at an early age how money works and that it comes from hard work. They’ve been on a commission – not an allowance – since they were little. They learned that if they worked around the house, they got paid. If they didn’t work, they didn’t get paid. – Dave Ramsey
- People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan. – Dave Ramsey
- I think the lie we’ve told people in the marketplace is that a degree gets you a job. A degree doesn’t get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful. – Dave Ramsey
- Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me. – Dave Ramsey
- Act your wage. – Dave Ramsey
- For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down. – Dave Ramsey
- It takes some discipline and hard work, but relying on credit when things go wrong is a trap. – Dave Ramsey
- We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products. – Dave Ramsey
- Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change. – Dave Ramsey
- You’re not a bad parent if you don’t save for your kid’s college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called ‘work’ while they’re in school. – Dave Ramsey
- Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing. – Dave Ramsey
There are a lot of other Dave Ramsey quotes. Did we list your favorite? Which one of the above Dave Ramsey quotes is it?
Thanks for stopping by and taking a minute or two. Here are a few other great quotes posts you might like;
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