Marriott Bonvoy Boundless® Credit Card vs. World of Hyatt Credit Card: A Comprehensive Comparison
Choosing the right travel credit card involves considering various factors such as rewards, annual fees, and additional perks. Two popular options in the hospitality industry are the Marriott Bonvoy Boundless® Credit Card and the World of Hyatt Credit Card. Let’s delve into the features of each card to help you make an informed decision.
Marriott Bonvoy Boundless® Credit Card
New Cardmember Offer:
- 3 Free Night Awards: Earn three free night awards (each night valued up to 50,000 points) after spending $3,000 on purchases in the first 3 months from account opening.
Earning Marriott Bonvoy Points:
- Up to 17X Total Points: Earn up to 17X total points per $1 spent at participating Marriott Bonvoy hotels.
- Additional Points: Earn points on grocery stores, gas stations, dining, and all other purchases.
- Free Night Award Every Anniversary: Enjoy a free night award every year after your account anniversary, valid for a one-night hotel stay at a property with a redemption level up to 35,000 points.
Annual Fee:
- $95 Annual Fee: A reasonable annual fee for the benefits provided.
APR:
- Variable APR: The variable APR ranges from 21.49% to 28.49%.
World of Hyatt Credit Card
New Cardmember Offer:
- Up to 60,000 Bonus Points: Earn up to 60,000 Bonus Points after qualifying purchases, including a tiered bonus structure in the first 6 months.
Earning World of Hyatt Points:
- 9X Total Points: Earn 9X total points per $1 spent on Hyatt stays and experiences.
- Free Night Every Year: Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. Earn an extra free night if you spend $15,000 in a calendar year.
Additional Points on Purchases:
- 2 Bonus Points per $1: Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets, local transit, commuting, fitness club, and gym memberships.
Annual Fee:
- $95 Annual Fee: A reasonable annual fee considering the potential for free nights.
APR:
- Variable APR: The variable APR ranges from 21.49% to 28.49%.
Choosing the Right Card for You:
Marriott Bonvoy Boundless® Credit Card:
- Ideal for those who frequently stay at Marriott Bonvoy hotels.
- Generous earning potential with up to 17X points on hotel stays.
- Free night award every year and other valuable benefits.
World of Hyatt Credit Card:
- Suited for individuals who prefer Hyatt hotels and experiences.
- Excellent points earning on Hyatt stays and bonus categories.
- Valuable free night benefits and the potential for an extra free night with high spending.
Side By Side Comparison Chart
| Feature | Marriott Bonvoy Boundless® Credit Card | World of Hyatt Credit Card |
| New Cardmember Offer | 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 in the first 3 months | Up to 60,000 Bonus Points after qualifying purchases, including a tiered bonus structure in the first 6 months |
| Earning Points | Up to 17X total points per $1 spent at participating Marriott Bonvoy hotels | 9X total points per $1 spent on Hyatt stays and experiences; 2 Bonus Points per $1 spent on select categories |
| Annual Fee | $95 | $95 |
| APR | 21.49%–28.49% variable APR | 21.49%–28.49% variable APR |
| Free Night Benefits | Free Night Award every year after the account anniversary, valid for a one-night hotel stay at a property with a redemption level up to 35,000 points | Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary; Earn an extra free night if you spend $15,000 in a calendar year |
| Additional Perks | – Points on grocery stores, gas stations, dining, and other purchases – Silver Elite Status with Marriott Bonvoy – Free Night Awards start at 7,500 points | – Points on dining, airline tickets, local transit, commuting, fitness club, and gym memberships – Automatic Discoverist status with World of Hyatt |
| Card Eligibility | Available to new cardmembers who have not received a new cardmember bonus for this card in the past 24 months | Available to individuals who do not currently have this card and have not received a new cardmember bonus for this card in the past 24 months |
Conclusion:
Both the Marriott Bonvoy Boundless® Credit Card and the World of Hyatt Credit Card offer compelling benefits for travelers. The right choice depends on your travel preferences, loyalty to specific hotel brands, and how you plan to maximize the rewards offered by each card. Consider your spending habits, the hotel chains you frequent, and the additional perks that align with your travel goals when making your decision.
Remember to check the latest terms and conditions, as well as any updates to the rewards programs, to ensure that you have the most accurate information before applying for a credit card.